Los Viajes de Jham
Los Viajes de Jham
You are walking through the Andes, backpack on your back, and suddenly you twist your ankle. Do you have a way to pay for medical attention? Many travelers don’t think about insurance until they need it. Here’s what you need to know to choose insurance for traveling in Colombia: key coverages, recommended options, costs, and practical tips.
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Not all insurance policies are the same. Make sure they include:
Medical attention (consultations, hospitalization, medications, emergencies).
Medical repatriation.
Theft or loss of luggage.
Flight cancellations or delays.
COVID-19 coverage, if applicable to your trip.
Tip: Compare the maximum coverage amounts and limits per item (luggage, medical expenses). Don’t just focus on the price.
Designed for backpackers and digital nomads.
Worldwide coverage; can be purchased even while traveling.
Starting from 45 USD for 4 weeks.
Check plans and prices — review medical limits and exclusions.
App with Spanish support 24/7.
Good medical and cancellation coverage.
Starting from 37 USD for 4 weeks.
Ideal for extreme activities and sports.
You can extend the policy during your trip.
Starting from 60 USD for 4 weeks.
Support in Spanish and various regional plans.
Affordable plans focused on Latin America.
Starting from 35 USD for 4 weeks.
Some cards (usually premium levels) offer insurance if you purchase the ticket with the card. It may cover medical expenses, accidents, and loss of luggage, but the conditions vary by bank and card.
Check with your bank if your card includes coverage and request the certificate.
Verify if the policy covers Colombia, the type of trip, and activities you will do.
Budget Traveler: SafetyWing or basic plans from Heymondo.
Adventures and Sports: World Nomads for its activity coverage.
Quick Spanish Support: Heymondo or Assist Card.
If You Already Have a Credit Card: confirm coverage before relying solely on it.
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Read the fine print: exclusions, deductibles, and limits per incident.
Keep digital and physical copies of your policy and assistance numbers.
Activate coverage before the start of the trip when required.
If you engage in sports, declare the activity or look for plans that explicitly cover it.
It may seem like a savings until something happens. A private consultation can cost more than 50 USD, and hospitalization much more. With insurance starting at the equivalent of 3 USD a day, the risk usually doesn’t justify the savings.
Contact the assistance number immediately; have your policy handy.
Document the incident (photos, medical reports, police reports if applicable).
Follow the assistant's instructions; many insurers coordinate care directly.
Traveling safely means traveling peacefully. Review medical coverages and limits before deciding. If you want to combine insurance with accommodation, check hotel availability and compare prices:
Check accommodation availability: {booking-promotion}
Check prices here: SafetyWing Plans
Book in advance when traveling to remote areas or during peak season.
Plan, compare, and travel peacefully. If you need more guides to plan your trip to Colombia, keep exploring our recommendations.
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